Government’s Role in driving homeownership in Nigeria

Homeownership is not just an economic goal — it’s a policy-driven journey. This digital resource explores the critical role of government in shaping homeownership in Nigeria, including policy instruments, incentives, institutions, and infrastructure that support or hinder access to affordable housing.

Category:

Description

What’s Inside:

  • 📜 Housing Policies and Programs: A breakdown of major government housing schemes and their impact over the years.

  • 🏗️ Public-Private Partnerships: How collaborative models have worked (or not) and what can be improved.

  • 💰 Subsidies & Incentives: Land reforms, mortgage support, tax incentives, and fiscal tools to support homebuyers and developers.

  • 🏦 Institutional Support: Role of the Federal Mortgage Bank of Nigeria (FMBN), Family Homes Fund, NMRC, and others.

  • 🧭 Policy Recommendations: Practical suggestions for aligning political will with long-term housing outcomes.


👥 Who It’s For:

  • Policy Makers & Urban Planners

  • Real Estate Developers

  • Civil Servants in Housing Ministries & Agencies

  • Economists & Public Policy Students

  • NGOs & Advocacy Groups

  • Housing Finance Stakeholders


✅ Key Benefits:

  • Understand how government action (or inaction) impacts housing access

  • Learn from case studies and real-life implementation gaps

  • Strengthen advocacy and proposals with policy-backed arguments

  • Identify opportunities for government collaboration or support in your housing project

  • Stay informed on regulatory shifts and institutional reforms

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